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    Your son or daughter are leaving home for college and you are naturally concerned about their personal safety.

    Why not eliminate some of you concerns by providing your children with the means to protect themselves when they are facing a possible threatening assault to their personal safety.

    Visit www.ToledoGuardian.com and look over the many non-lethal options that are available to college students and eliminate that possible phone call stating that your child has been brutally attacked.



  • WOULD YOU RATHER NOT CARRY A GUN? Article: Michael Wynar

    In the next hour, somewhere in the United States a woman will be assaulted whether at home by her spouse or by a stranger while she is jogging, or carrying groceries back to her car.

    In the short amount of time that a person might take on a lunch break, a person, especially a woman can become the victim of a personal attack. With a little planning a person, male or female, does not have to become the next statistic.

    There are a number of ways to keep yourself safe. The best way is to have a self-defense plan in place and to carry a self-defense device on your person at all times.

    Most attacks happen when you are the least prepared to counter them, example being, you had a stressful day at work and now you have to deal with the five o'clock traffic and you are trying to remember where you parked your car. Now your guard is down and this is the perfect time for an unsuspecting personal attack.

    Are you prepared to counter an attack? You need to keep in mind that attackers aren't always the creeps or weird guys that you see on TV that hang around parking lots or in dark alleys. Statistically, more than 80% of rape victims know their assailant beforehand.

    There are any number of Self-defense courses available online and many are free. These courses are designed to teach you that just trusting yourself to respond to a bad situation is not always an effective form of self-defense. It is important to have a strategic plan in place before you are targeted by an attacker.

    This plan should include knowing when to run, or when to give the attacker what they want or when it might be to your advantage to hold your ground because you have a self-defense weapon such as a gun, knife, Taser or even pepper spray.

    These self-defense weapons are of no use to you if you have not taken time to train yourself in their proper use or if you can't readily get to them when needed.

    When you have a proper self-defense plan in place, you can avoid becoming the next victim.

    The following is a list of ways to protect yourself against a possible attack.

    1. Probably the most important thing you need to do to keep yourself safe, is pay attention to your surroundings. Always avoid areas that do not have adequate lighting also keep your distance from strangers. Making this a practice in your daily routine will reduce your chance of being attacked.
    2. Take time to acquaint yourself with your self-defense weapon. It makes no sense carrying a self-defense weapon it you don't know how to use it. So take time and practice using it until you become comfortable with its use.
    3. Next thing to keep in mind, is having the ability to access your self-defense weapon when necessary. What's the point of walking to your car late at night when you have your weapon somewhere in your pursue and you need it now. Do you think your attacker is going to give you a few moments to go through your pursue and look for it? Keep it in your hands until you get to a place where you feel safe and out of harm's way.

    I would like to invite you to visit my website at www.toledoguardian.com and look over the many non-lethal self-defense weapons. You will also have a chance to view training videos and learn how to use these weapons.

    Dedicated To Your Peace of Mind & Personal Security.


  • Beware Of The Mystery Shopper Scam. Brought To You By Michael Wynar

    Dedicated TO YOUR PEACE OF MIND & REAL SECURITY - Brought To You By Michael Wynar
    • Michael Wynar

    Michael Wynar-Owner at Toledo Guardian

    **********The Following Article Will Explain How This Scam Works.*********

    Steve Weisman, Special for USA TODAY Published 10:00 a.m. ET March 11, 2017

    The mystery shopper scam has been stealing money from unsuspecting victims for years.

    It begins when you answer an advertisement or an email to become a "mystery shopper" —  someone hired by a company to shop at a certain store and then report on the experience for quality control purposes.

    The tipoff that these solicitations are scams can be immediate and obvious. Consider this copy of an email for a mystery shopper scam that I recently received, with its glaring grammatical errors and missing words:

    "Hello, We are a company engaged in the mystery shopper field.

    We need a team filled some people with age, residence location, experience and other different.


    "You will be assigned to visit the shop, store, bank, etc

    You have to pretend to be a normal potential customers who're looking for a specific product/service

    You will then complete questionnaires online to share with us your customer's experience

    Get $350/assignment, at least 2 assignments/week will be assigned.


    "18 years old or above

    Can read and write English

    Can speak the local language well"

    And the registration part,


    "If you are interested reply this email fill out information below to get started:"

    . . . Which asks for name, address, etc., . . .

    "So we can look at your distance from the locations which you have to put your service, and your address would also be need for your payments."

    The bottom of the email identified a copyright date of 2005-2017 for the "Agent Center for MysteryShoppers."

    One reason this type of scam works so well is that there are real mystery shopper jobs. But keep in mind that so many people are interested in this work that the real mystery shopper companies have no need to advertise to hire people. So, they do not send out unsolicited emails such as the one above.

    Once a victim takes the bait, they are sent what may appear to be a certified check. The victim is instructed to deposit it into his or her bank account and use the money to make the assigned purchases. The check is for more than the amount the mystery shopper is instructed to spend.


    The victim is told to keep a specified amount as payment and wire back the remaining funds. It is only after the money has been wired from the victim’s own bank account that the victim learns that the check was counterfeit and has bounced. Of course, the funds wired from the victim’s bank account to the scammer are gone forever without any effective recourse.

    This problem is made worse because banks give provisional credit to deposited checks after a few days, so it could appear at first glance that the check has cleared and the funds are fully available.  But provisional credit can be rescinded once a check bounces.  It can take weeks for a check to fully clear and the funds actually be transferred into the account of the person receiving the check.

    Many victims of the mystery shopper scam have thought they were prudent because they waited a few days to confirm (or so they thought) that the check was legitimate. Only later do they find out they only had received provisional credit for a check that was in the end no good.

    The sending of a check for more than is actually owed and requesting the remainder be wired back is the basis of many scams. These include the sale of products in response to online advertisements placed by legitimate sellers who are scammed into sending their own money to scammers pretending to purchase their items for sale.

    Another variation of the mystery shopper scam involves thieves that solicit payments for information about becoming a mystery shopper or offering a certification program or registration program for which you have to pay.

    MSPA Americas, which was formerly known as the Mystery Shopping Providers Association of North America, is a trade organization made up of legitimate mystery shopping companies. Scammers will often send emails or make telephone calls posing as either MSPA Americas or one of its member companies. But of course neither the MSPA Americas nor any of its member companies will ever ask you to deposit checks and wire excess funds to them.

    So how do you recognize and avoid this scam?

    1. Simply ignore emails or advertisements for mystery shopper jobs. They are scams.

    2. Research online particular mystery shopping companies you may want to consider contacting to make sure they are legitimate.

    3. Don’t pay a fee to get a list of mystery shopping opportunities.

    4. Don’t pay to become certified as a mystery shopper.

    5. Always be skeptical when you are asked to wire money in any business transaction. Unlike credit card payments where you can get fraudulent payments erased or sending a check that you can stop payment on, wired funds are irretrievable from the moment they are sent.

    And the most important tip of all:

    6. Never deposit a check for more than you are owed and wire money back to the person sending you the check, and never consider a payment you receive by check as being in your account until it has fully cleared.






    Like most people, you probably start your day with a cup of coffee and while getting ready for work, you may be listening to the news either on a radio or on the television.

    It seems like violence is becoming an everyday event with someone on the news getting shot, robbed or getting brutally assaulted and you tell yourself that it’s a real shame this is happening, but this only happens to the other guy.

    Well the other guy or gal who just yesterday was thinking the same thing, has now become the latest statistic.

    My question to you is simply this, in today’s society with drugs being such a national problem, can you afford to gamble with your own personal safety or the safety of your wife and children.

    Nobody wants to be the victim of an attack. It’s not like we go out for and evening walk or jog and expect to be mugged, but unfortunately in today’s society, these things happen.

    Have you ever given any thought to what you would do if you found yourself in a life threatening situation? Do you have any plan for defending yourself in such a situation?

    Most people may have at some point considered buying a gun for self-protection, but the thought of shooting someone even in self-defense, may be something that they would rather not think about.

    Statistically within the next hour, somewhere in the United States, a man or woman will be shot, robbed or physically assaulted while on their lunch break.

    Taking the time to develop a self-defense plan and carrying a self-defense device on your person at all times, especially if you are going to be out after dark, could potentially save your life.

    You should understand that attackers aren’t just creeps that are hanging out in an alley or some weird person waiting for you to go to your car after dark. Most personal attacks happen when you are least prepared to counter them.

    The facts are that more than 80% of all rape victims know their assailant beforehand, but once again, think that this would never happen to them.

    Having a proper self-defense plan in place can keep you from becoming the next statistic.

    Keep in mind that even if you carry a self-defense weapon, it is completely useless if you aren’t prepared to use it especially against someone you may not expect.

    Here are a few things you can do to prepare yourself against a possible attack.

    1.    Know your weapon. This weapon should feel like an extension of your arm. If you are carrying pepper spray, you should know how to use it and you should have quick access to it when needed. Consider attaching it to your key chain or purse with a quick release attachment.

    2.    If you are by yourself heading to your car at night, it is important to be able to see what is ahead of you. So carry a flash light and plan an escape route if you feel threatened.

    3.    If you feel threatened, carrying a key chain alarm will create enough noise to bring attention to your surroundings. An attacker does not want to bring attention to himself, and the noise created by the alarm may provide you with enough time to get to a safer location.

    4.    Other self-protection weapons to consider would be a Taser gun, or a stun gun.

    It is important to choose a self-defense too that makes you feel comfortable and if you visit www.toledoguardian.com you will find both a selection of self-protection weapons and videos showing you how to use these items.


     You just made a connection on a dating site any you are feeling nervous about your first date. We all know that dating a stranger can be risky. Even though there are many apps available that can help strangers connect in meaningful ways, there is still justifiable nervousness that exist before the first date.

    1. Have fun, but stay alert. This is not to say you shouldn’t enjoy your date’s company, but you are meeting a stranger, so be wary of body language and any speech that might make you feel uncomfortable. Trust your intuition and if you feel you need to leave, just end the date. It’s better to be safe than sorry.
    2. Using a dating app’s built in messaging system rather than sharing your phone number is a safer way of communicating and possibly eliminating harassing calls down the road. Despite any inconvenience, should your date go sour, you now have an extra layer of protection from unwanted contact.
    3. Keep your safety in mind and arrange to meet in a public place and provide your own transportation to and from your date. As you become comfortable with your new date, you can always make different arrangement. A dinner date is intended to give you an opportunity to better know your date and if necessary provide you with a defined stopping point.
    4. Communication with friends or family members is a good idea. It provides you with additional layer of safety. Friends and family know about your date and when they should expect your return. Should you have a change of plans and arrive home later or come home earlier than planned, let them know.
    5. Limit your drinking. Alcohol impairs your senses and can contribute to making a bad decision. It is smart to restrict your consumption. Know your limits so you can stay alert and aware throughout the date.
    6. There is nothing wrong with having a backup plan like carrying a self - defense tool. This tool can provide you with confidence and help you stay safe in a worst case scenario. It is also important to know how to use your safety tool in case you need to use it. Equally, it is important to have immediate and easy access to your protection if need.



    Visit www.toledoguardian.com to look over the many protection tools available.




    Every year, during the tax season, thousands of people and organizations fall victim to tax scams that can damage there personal credit and potentially ruin them financially. Something as simple as making staff members, at your place of employment, aware of a potential  tax scam could prevent a potential problem for those employees and the organizations employing them. The following advice will hopefully prevent this from happening. 

    The Internal Revenue Service(IRS)is warning employers to be on guard against the Form W-2 phishing scam as tax season gets underway. 

    The scheme defrauded thousands of taxpayers and hundreds of organizations last year, and the tax agency worries it will be worse this year. 

    It calls the W-2 scam quote ”one of the most dangerous phishing emails in the tax community.” The Form W-2 scam is narrowly focused. Cyber criminals identify a target -- a large company or organization -- then conduct research to learn the names of those in charge of payroll or personnel files. They then assume the identity of one of the organization top executives, spoof their email account, and request copies of Form W-2 for all employees from an unsuspecting payroll officer. 

    For an identity thief, this form is solid gold. A W-2 contains an employee’s name, address, Social Security number, income, and with holdings. It’s all the information a criminal needs to file a fake tax return and have the refund transferred directly to himself. 

    Warn your executives and payroll staff.

    DO NOT SEND COPIES OF W-2s to company leaders based on an email request! Verify the request with a phone call FIRST!


    Visit: www.toledoguardian.com  to learn about  ways to keep yourself, home and business safe.

  • Toledo Guardian Has Great Gift Ideas For Christmas

    Regular Price $162.95

    Sale Price: $157.95 Free Shipping

    Buy it now and have it under the tree for Christmas.

    To Order Click On Link: IP Camera



    Designed for your home or business! Not only can you secure your property but you can monitor and record your children, the elderly, and pets in stunning HD video quality WITHOUT any recurring fees. The Streetwise IP Wireless Camera features video and audio, night-vision, pan/tilt, remote internet viewing, two – way communication, a built in video recording system, as well as motion activated notifications, recording and alarm.

    You can connect the camera to the internet via a wireless Wi-Fi connection or with an Ethernet cable. Once the camera is connected to the internet you can view it on your IOS or Android phone by simply downloading the free app and scanning the QR code on the camera. One of the best features of this security camera is the motion activated alarm and alert system (this is an option that can be activated in the settings). In this mode when an intruder enters your home or office, the camera senses motion and sounds an alarm. Your mobile device will notify you of an incoming call. When you “answer” the call you will see a live video feed and can communicate with the person who triggered the alert and decide if there is a need to call the police.

    The camera can also be used to see and talk to loved ones. Now a father traveling anywhere in the world can see and talk with his family or parents can know when their children return home from school and they can monitor them to insure their safety. Even when you’re not able to monitor the camera on your IOS or Android phone the SWIPC can be set to record whenever it detects motion. The camera supports up to 64GB micro SD card (not included). It will record high quality HD video in any lighting conditions, even in complete darkness, the latest night vision technology provides you with crystal clear video images.

    The camera can be set on a table or you can use the included mounting bracket to easily install it on the wall or ceiling. The cameras unique pan and tilt feature allows it to view all angles of the room. This feature is operated by remote control from your IOS or Android phone or tablet by simply swiping your finger up/down or across your phone. When you do so the camera responds by tilting up or down 120 degrees and panning across the room 355 degrees. In that past it would take a set of 3 or 4 cameras to cover all these angles. With this features there will be no place for the bad guy to hide and you can follow the movement of your loved ones or pets!


    • Simple Plug-and-Play Operation
    • 720p Image Resolution
    • Motion Activated Recording & Alerts
    • Night Vision
    • Built-In Microphone & Speaker
    • Works only with IOS and Android phones
    • 2-Way Communication
    • Supports up to 64GB microSD
    • One Touch Camera Angle Control
    • 355º Pan & 120º Tilt
    • AC Power for Continuous Use
    • 1 Year warranty


    • Streetwise Wireless IP Camera
    • Mounting Bracket Kit
    • AC Power Cord
    • User Manual
  • Toledo Guardian Sells Pepper Spray


    Pepper Spray makes a  great gift idea for the one you love. Buy it today and have it under your tree by Christmas.


    Regular Price:  $9.50

    Sale Price:         $8.50

    Available In: Red - Pink - Blue - Black

    To order Just click on link: pepper spray

    Merry Christmas and Happy New Year.












    Affiliate programs are common throughout the Internet and offer website owners an additional way to spread the word about their websites. Among others, our program is free to join, easy to sign up and requires no technical knowledge! As our affiliates, you will generate traffic and sales for our website and receive attractive commissions in return.

    How Does It Work?

    When you join our affiliate program, you will be supplied with a range of banners and text links to place wherever you like. When a user clicks on one of your links, they will be brought to our website and their activities will be tracked by our affiliate program. Once this user completes a purchase, you earn commission!

    Real-Time Statistics and Reports!

    Log in anytime to check your performance with data of sales, traffic generated and your commission balance.

    To Sign Up Click On Link:



    Affiliate Program Commission Type 15% Pay-per-Sale for each sale you deliver
    Payout Requirements $20.00 - Minimum balance required for payout.


  • Automotive Safety Products You Should Consider When Traveling. Article Written by Michael Wynar

    Assuming you can get to your destination within a matter of eight hours or less, driving your car is less of a hassle, than planning a trip by plane.

    Generally driving to your destination and having the convenience of having your car outweighs the time and expense you save by flying and having to rent a car.

    The important thing to remember are roadside emergencies which in most cases can be prevented by planning ahead and having your vehicle checked before traveling. Things to consider, have a qualified mechanic check your car over before traveling any major distance. At the very least, you should have your oil changed, make sure your fluid levels are where they need to be. Also have all four tires checked for wear and proper air pressure. Don’t forget to have your spare tire looked at as well. The last thing you need is a flat tire and finding that your spare tire isn’t properly inflated. Also, make sure you get that tune up which you have been putting off.

    Some of the other items to take along on your trip would be a small tool box with tools needed to replace a hoses or fan belt if necessary.

    Flash light with a flashing red light is another is a great tool to have especially if you are traveling at night and want to attract attention.

    Battery jumper cables, a must have if you stop at a rest area and your car won’t start because you left your lights on while away from you care or just because someone at the rest area flags you don’t and needs a jump.

    A handy tool to have is an 8-N-1 car charger and power bank auto safety tool. This little tool measures 5 13/16” x 1 1/8” and is small enough to keep in your pocket while traveling. The USB car charger plugs into the 12 volt DC receptacle for charging cell phones and tablets. Easily locate the USB port in the dark with the Glow-in-the-Dark Band. The super sharp seat belt cutter cuts through a seat belt with just one swipe.

    There is also a bright 120 Lu-men Flashlight with an adjustable neck. It also has a red flashing light for signaling. You can use the magnet on the bottom of the auto tool to mount the unit to a convenient easy to reach spot when needed. This tool also has a built in glass break hammer which is hidden in the positive pool of the car charger. Just aim for the corners of the windows where the weakest points of the window are and swing the glass breaker into the window to escape from your car.

    With the current technology, a conventional bulky battery jumper has been reduced to something small enough to easily fit into your glove compartment and yet powerful enough to jump start your car more than ten times if needed. Some of these units have built in LED lights with 3 illumination modes. When used in the dark, they will last up to 30 hours. Other units come with a strobe light for attracting attention in the dark in case of an emergency. These units can be operated to last up to 90 hours. They also come with the necessary cables for recharging almost any IPhone, IPad, HTC Samsung Mobile, Samsung Galaxy Tab, Nokia, Blackberry, PSD, PDA, GPS, Digital Camera, tablet PCs and many other digital devices.

    Let’s not forget a possible accident on the road with another driver where there are no witnesses and now it’s your word against his. Consider a dash camera with a built in DVR that will record up to six hours. It will digitally record any accident you may be involved in and now you have your witness.

    A Nap Alarm is another nifty little device, for anyone who has ever driven a long distance and caught themselves dosing off behind the wheel. I am sure that some of us have actually fallen asleep only to be awakened by the blaring horn of an oncoming vehicle. This is a life saving device for any professional truck driver. This small unit is worn behind the ear and is potentially a lifesaving anti-drowsiness alarm. It has a sensor built in it that detects motion, so when your head nods forward, it sounds a loud alarm to instantly wake you and to alert any passengers that may be traveling with you.

    This device is not just for drivers, it is also perfect for people who need to be fully alert while on duty, for example security guards, machine operators, and even students while studying or where concentration is required. Makes a great gift.

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